How
It Works
The Facts:
How can I get a
payday loan?
To receive a payday loan,
you’ll need to complete our simple two step
process.
- Complete and
submit a new Membership Application.
- Approval is
quick and easy! You’ll receive and e mail notifying
you of approval or declination to our payday loan
center.
- Request a
loan.
After receiving your
membership approval, visit the Members area and request a
payday loan. Here you will request your next pay day as your
due date and the loan amount you desire. Upon receiving a
loan approval, we’ll electronically deposit the loan
amount directly into your checking account. On your due date
the loan amount and finance fee will be directly withdrawn
from your account.
What are the
requirements for approval?
- Have a current
job for at least 3 consecutive
months
- Take home a
minimum of $1000.00 monthly after
taxes
- Valid Checking
account in your name
- Current home
and work phone number
What is the
cost for a payday loan?
The cost of a loan is
$25.00 per $100.00 borrowed. Please refer to our Fee
Schedule for more information about loan fees and payment
options.
What are my
payment options?
If you don’t want us
to withdraw the amount due from your account on your next
payday, you have the option of extending the payment until
your next payday for an additional extension fee.
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